# Payment Advice

#### **Payment Advice**

{% embed url="<https://api.pelpay.ng/Payment/advice>" %}

#### Request Body

```json
{
  "amount": 100,
  "currency": "NGN",
  "merchantRef": "13277654324537993",
  "narration": "test",
  "callBackUrl": "https://your_callback_url.com/",
  "splitCode": "",
  "shouldTokenizeCard": false,
  "customer": {
    "customerId": "csg",
    "customerLastName": "Chams",
    "customerFirstName": "Switch",
    "customerEmail": "chams@chamsswitch.com",
    "customerPhoneNumber": "08043434343",
    "customerAddress": "",
    "customerCity": "",
    "customerStateCode": "",
    "customerPostalCode": "",
    "customerCountryCode": "NG"
  },
  "integrationKey": "e790d63e-6e62-48df-8f91-f4c0d79aba89",
  "notificationUrl": "https://your_notification_url.com/",
  "mcc": 0,
  "merchantDescriptor": "string",
  "channels": [ "Card", "BankTransfer", "USSD" ]
}
```

#### Response Code Description

```
Code	Description
200	Success
400     Bad Request
```

#### Response Body

```json
{
  "requestSuccessful": true,
  "responseData": {
    "currency": "NGN",
    "adviceReference": "eced58f4-c187-4f3c-8482-062cde42red5",
    "merchantRef": "13277654324537993",
    "amount": 100,
    "narration": "test",
    "customerId": "1092768",
    "charge": 0,
    "status": "Pending",
    "customerFullName": "Chams Switch",
    "merchantName": "Chams Switch",
    "paymentUrl": "https://payment.pelpay.ng/pay?adviceReference=eced58f4-c187-4f3c-8482-062cde42red5",
    "channels": [
      "Card",
      "BankTransfer",
      "USSD"
    ],
    "channel": [
      "Card",
      "BankTransfer",
      "USSD"
    ],
    "customerCharge": 0,
    "merchantCharge": 0,
    "vatCharge": 0
  }
}
```